Monday, August 20, 2018

15 financial Lesson’s from the book Rich Dad Poor Dad


Financial freedom is a mental,emotional and educational process - Robert T.Kiyosaki


Rich Dad Poor Dad is the #1 Personal Finance book of all time written by Robert T Kiyosaki. In this article I have presented the 15 financial lesson’s that I have learnt from this book.

Lesson-1 : The poor and the middle class work for money. The rich have money work for them.
Lesson-2 : Employees are taxed when they earn, spend and save. However, the rich people don’t pay much tax like a normal salaried employee.
Lesson-3 : Financial education will help the people to come out of the Rat Race and make them Financially independent.
Lesson-4 : When the Paycheck / income increases, concentrate on investing in assets rather than increasing your spending.
Lesson-5 : It’s not how much money you make, but how much money you keep than makes your rich.
Lesson-6 :  Rich People acquire assets. While the poor and middle class acquire liabilities.
Lesson-7 : Employees makes their business owners rich and not themselves.
Lesson-8 : The harder the middle class employees work, the more they pay the taxes.
Lesson-9 : Rich people have corporations that will be taxed on the leftover amount after spending.  
Lesson-10 : When you are young, work to lean, not to earn
Lesson-11 : Pay yourself first [ Invest in assets]  before you spend your salary [Income].
Lesson-12 : A house, in which you are staying is not an asset. However,  a rental home [Which you owns] that is giving you money can be called as an asset.
Lesson-13 : Invest for cash-flow. Savers are losers.
Lesson-14 : Rich invest their money and spend what is left. However, the poor spend their money and invest what is left.
Lesson-15 : My poor dad often said, I'D rather be happy than rich. My Rich dad Said "Why not be both?"

I wish you great wealth and happiness in your beautiful life.

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